Accidents involving commercial vehicles—like delivery trucks, company cars, or tractor-trailers—are different from typical fender benders. Multiple parties may be involved, and the insurance process can get complicated fast. Knowing what to do right away can protect both your health and your legal rights.
1. Get Medical Help First
Your health comes first. Even if you don’t feel seriously injured, get checked by a doctor. Commercial vehicles are heavy, and even “minor” impacts can cause internal injuries or delayed symptoms.
2. Report the Accident
Call 911 and make sure an official report is filed. That documentation is essential when dealing with company insurers or corporate defense lawyers later.
3. Gather Information
If it’s safe, collect:
- The driver’s name, employer, and vehicle number
- Company name and contact information
- License plate and insurance details
- Photos or video of damage, skid marks, road signs, and injuries
Note anything that might show the driver was distracted or fatigued—these details can be critical in proving fault.
4. Be Careful What You Say
Avoid discussing fault or making offhand comments like “I’m okay.” Insurance companies and corporate attorneys may later use these statements against you. Stick to facts only.
5. Contact an Attorney Early
Commercial carriers often have teams of lawyers and adjusters working to limit their liability from day one. Having your own advocate ensures your rights—and your potential claim—are protected from the start.
If you’ve been hit by a company or commercial vehicle, don’t face their insurance team alone.
Call Persinger Law Firm for a free consultation to discuss your options and next steps.
