One of the biggest challenges in a commercial vehicle accident is determining who’s actually responsible. It’s not always just the driver—liability can extend to several parties depending on how the crash occurred.
The Driver
If the driver was negligent—texting, speeding, or violating traffic laws—they can be personally liable. However, when they’re on the job, their employer usually shares that responsibility.
The Employer or Company
Under the legal doctrine of respondeat superior, employers are generally responsible for their employees’ actions when those actions happen “within the scope of employment.” That means if a delivery driver causes a crash while making a scheduled stop, the company may be liable.
The Vehicle Owner
If the vehicle was leased or rented, the owner might share responsibility for maintenance issues or mechanical defects.
Maintenance or Equipment Providers
Sometimes, faulty brakes, tires, or lights play a role. The company that maintained or serviced the truck could be partly at fault.
Cargo Loaders or Shippers
Improperly secured or overloaded cargo can cause trucks to overturn or lose control. In those cases, liability may trace back to whoever loaded or inspected the shipment.
Why It Matters
More than one insurance policy may apply—commercial auto, general liability, and even product liability coverage. An experienced attorney can identify every responsible party to help maximize your recovery.
Liability isn’t always simple—but we can help you untangle it.
Contact Persinger Law Firm for a free consultation if you’ve been injured in a commercial vehicle accident.
