What is Persinger & Persinger - Personal Injury Lead Accelerator?

West Virginia personal injury law firm with over 86 years of combined experience. We handle car accidents, workplace injuries, medical malpractice, and wrongful death cases. Free consultations — no fee unless we win.

What should I say to the insurance company after a car accident?

You are not required to give a recorded statement to the other driver's insurance company. Stick to basic facts — name, date, location — and say nothing about fault, injuries, or pain levels. Contact our attorneys before speaking with any adjuster.

What is bad faith insurance and does it apply to my case?

Insurance bad faith occurs when an insurer unreasonably delays, denies, or underpays a legitimate claim. In West Virginia, insurers are held to the Unfair Trade Practices Act. If your insurer is acting in bad faith, you may be entitled to additional damages beyond your policy limits.

The insurance company offered me a settlement — should I accept it?

Never accept a first offer without consulting an attorney. Initial settlement offers are almost always far below fair value. Once you accept, you typically cannot pursue additional compensation even if your injuries worsen.

My own insurance company is disputing my claim — what are my options?

Your own insurer owes you a duty of good faith. If they are wrongfully denying or delaying your claim — including uninsured motorist (UM) or underinsured motorist (UIM) claims — you may have legal recourse. Our attorneys handle disputes with both at-fault and your own insurers.

How long do insurance companies have to respond to a claim in West Virginia?

Under WV law, insurers must acknowledge a claim within 10 days, begin investigation promptly, and make a decision within a reasonable time. Delays or low-ball offers may constitute bad faith. Contact us if you feel your claim is being mishandled.

(304) 346-9333 Free Consultation

Insurance Dispute Auto Accident Attorney WV

Insurance Dispute Attorneys in WV

Fighting Insurance Companies After Your Car Accident

Insurance companies have one goal: pay you as little as possible. When they low-ball your offer, deny your claim, or drag out your settlement, Persinger & Persinger steps in to level the playing field and fight for the full compensation you deserve.

Free Case Evaluation (304) 346-9333

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Insurance Company Tactics We Fight

Insurance adjusters are trained professionals whose job is to protect their company's bottom line — not to ensure you're fairly compensated. Here's what they do and how we fight back:

Offering fast, low-ball settlements before you know your full damages

Requesting recorded statements to use against you

Disputing the severity of your injuries

Claiming pre-existing conditions caused your injuries

Unreasonable delays to pressure you into accepting less

Denying claims without proper investigation

Disputing liability when the facts are clear

Undervaluing your vehicle and property damage

How We Fight Back

Conduct independent investigation of the accident

Gather police reports, witness statements, and surveillance footage

Work with medical experts to document your injuries

Calculate the full value of your claim — now and in the future

File bad faith claims when insurers violate WV law

Take cases to trial when insurers refuse fair settlements

West Virginia Bad Faith Insurance Law

West Virginia's Unfair Trade Practices Act holds insurers accountable for bad faith conduct. If your insurer is acting in bad faith, you may be entitled to the full value of your claim plus additional damages and attorney's fees.

Types of Insurance Disputes We Handle

Liability Claim Denials

When the at-fault driver's insurer wrongfully denies your claim or disputes fault.

Uninsured Motorist Claims

When the at-fault driver has no insurance and you must claim against your own UM policy.

Underinsured Motorist Claims

When the at-fault driver's coverage is insufficient to cover your full damages.

Bad Faith Insurance Practices

When your insurer unreasonably delays, denies, or underpays your legitimate claim.

Low-Ball Settlement Disputes

When an insurer's offer fails to cover your medical bills, lost wages, and pain and suffering.

Medical Payment (MedPay) Disputes

When your own insurer refuses to pay medical expenses under your MedPay coverage.

Related Practice Areas

Car Accidents Personal Injury Truck Accidents

Auto Accident Insurance Dispute FAQs

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