West Virginia follows an “at-fault” insurance model. That means the driver responsible for causing the accident is also responsible for covering the damages.
What That Means for Drivers:
The at-fault driver’s insurance typically covers injuries and property damage
You may pursue a claim through your own insurance, the other driver’s, or file a personal injury lawsuit
If you’re partly to blame, your compensation may be reduced proportionally under comparative fault rules
Understanding how fault and liability work is essential when negotiating with insurance companies or considering legal options after an accident.
Note: This blog is intended for general informational purposes only and does not constitute legal advice. Contact Persinger & Persinger to learn how the law applies to your case.
