Steps to Protect Your Rights After a Commercial Vehicle Accident

After a crash involving a company or delivery vehicle, it’s critical to take the right steps from day one. Large corporations and their insurers move quickly to limit their exposure—you should move just as fast to protect yourself.

1. Get Immediate Medical Care

Even if you feel fine, get checked. Some injuries appear later, and prompt medical documentation strengthens your claim.

2. Don’t Speak to the Company’s Insurance Adjuster Alone

Their goal is to protect their company—not you. Politely decline recorded statements until you’ve spoken with your attorney.

3. Preserve All Evidence

Keep copies of your police report, photos, and medical bills. If possible, note the company name and any vehicle or trailer identification numbers.

4. Follow Medical Advice

Attend every appointment and follow your treatment plan. Missed visits can hurt both your recovery and your case.

5. Hire an Experienced Personal Injury Lawyer

A lawyer familiar with commercial accident litigation can:

  • Send preservation letters to prevent evidence destruction

  • Identify all liable parties and insurance coverages

  • Handle communication with corporate lawyers and adjusters

  • Negotiate or litigate for full compensation

You don’t have to take on a trucking or delivery company by yourself.
Contact Persinger Law Firm for a free consultation. We’ll make sure your rights are protected and your case gets the attention it deserves.

What Makes Commercial Auto Accident Claims More Complex

If you’ve been in a crash with a company vehicle, you may notice the process feels very different from a typical car accident claim. There’s a reason for that: commercial claims involve more players, more insurance policies, and more legal challenges.

Multiple Defendants

A single commercial accident can involve the driver, the employer, a leasing company, a maintenance provider, and more. Each may point fingers at the others to avoid paying.

Corporate Insurance Policies

Commercial insurance policies often carry higher limits—but that doesn’t mean the insurer will pay easily. Expect aggressive defense strategies designed to minimize payouts.

Extensive Evidence

Commercial vehicles may have electronic logging devices (ELDs), GPS data, or on-board cameras. These can reveal speeding, hours worked, or distraction—but companies sometimes delay or resist sharing this evidence.

Federal and State Regulations

Commercial carriers must follow strict safety rules. Violating these can help establish negligence, but proving it often requires detailed records, logbooks, and expert analysis.

Serious Injuries and Higher Stakes

Because of their size and weight, commercial vehicles cause more severe injuries—and higher financial losses. These cases often require expert witnesses, medical evaluations, and structured settlements.

Complex cases need experienced guidance.
Call Persinger Law Firm to discuss your commercial accident claim. We’ll handle the details so you can focus on healing.

Who’s Liable in a Commercial Auto Accident?

One of the biggest challenges in a commercial vehicle accident is determining who’s actually responsible. It’s not always just the driver—liability can extend to several parties depending on how the crash occurred.

The Driver

If the driver was negligent—texting, speeding, or violating traffic laws—they can be personally liable. However, when they’re on the job, their employer usually shares that responsibility.

The Employer or Company

Under the legal doctrine of respondeat superior, employers are generally responsible for their employees’ actions when those actions happen “within the scope of employment.” That means if a delivery driver causes a crash while making a scheduled stop, the company may be liable.

The Vehicle Owner

If the vehicle was leased or rented, the owner might share responsibility for maintenance issues or mechanical defects.

Maintenance or Equipment Providers

Sometimes, faulty brakes, tires, or lights play a role. The company that maintained or serviced the truck could be partly at fault.

Cargo Loaders or Shippers

Improperly secured or overloaded cargo can cause trucks to overturn or lose control. In those cases, liability may trace back to whoever loaded or inspected the shipment.

Why It Matters

More than one insurance policy may apply—commercial auto, general liability, and even product liability coverage. An experienced attorney can identify every responsible party to help maximize your recovery.

Liability isn’t always simple—but we can help you untangle it.
Contact Persinger Law Firm for a free consultation if you’ve been injured in a commercial vehicle accident.

What to Do After a Commercial Vehicle Accident

Accidents involving commercial vehicles—like delivery trucks, company cars, or tractor-trailers—are different from typical fender benders. Multiple parties may be involved, and the insurance process can get complicated fast. Knowing what to do right away can protect both your health and your legal rights.

1. Get Medical Help First

Your health comes first. Even if you don’t feel seriously injured, get checked by a doctor. Commercial vehicles are heavy, and even “minor” impacts can cause internal injuries or delayed symptoms.

2. Report the Accident

Call 911 and make sure an official report is filed. That documentation is essential when dealing with company insurers or corporate defense lawyers later.

3. Gather Information

If it’s safe, collect:

  • The driver’s name, employer, and vehicle number

  • Company name and contact information

  • License plate and insurance details

  • Photos or video of damage, skid marks, road signs, and injuries

Note anything that might show the driver was distracted or fatigued—these details can be critical in proving fault.

4. Be Careful What You Say

Avoid discussing fault or making offhand comments like “I’m okay.” Insurance companies and corporate attorneys may later use these statements against you. Stick to facts only.

5. Contact an Attorney Early

Commercial carriers often have teams of lawyers and adjusters working to limit their liability from day one. Having your own advocate ensures your rights—and your potential claim—are protected from the start.

If you’ve been hit by a company or commercial vehicle, don’t face their insurance team alone.
Call Persinger Law Firm for a free consultation to discuss your options and next steps.

Types of Damages in Personal Injury Cases — What You Can Recover

If you’ve been injured by someone else’s negligence, you’re entitled to seek compensation—but what exactly does that include? Here’s a breakdown of the types of damages commonly available in personal injury cases.

Economic Damages

These cover your direct, financial losses—anything you can prove with receipts or records.

Examples include:

  • Medical bills and rehabilitation costs

  • Future medical care or therapy

  • Lost wages and reduced earning capacity

  • Property damage (like vehicle repairs)

  • Out-of-pocket expenses related to your recovery

Non-Economic Damages

Some losses can’t be measured with a bill—but they’re just as real. These include:

  • Pain and suffering

  • Emotional distress or mental anguish

  • Loss of enjoyment of life

  • Scarring or disfigurement

  • Loss of companionship or consortium

Because they’re more subjective, non-economic damages are often the most debated part of a settlement.

Punitive Damages

In rare cases where a defendant acted intentionally or with extreme recklessness, the court may award punitive damages—meant to punish wrongdoing and discourage similar behavior in the future.

Damage Caps and Limitations

Some states limit (or “cap”) non-economic or punitive damages. These laws vary widely, so it’s important to speak with an attorney who knows your state’s rules and how they might apply to your case.

Duty to Mitigate

You’re expected to take reasonable steps to recover from your injuries. If you skip treatment or ignore medical advice, the defense may argue that your damages should be reduced.

What’s Realistic?

Every case is unique. Settlement values depend on your injuries, available evidence, and the strength of your claim. An experienced lawyer can give you a realistic idea of what your case may be worth—and fight for the maximum possible result.

Don’t guess at what your claim is worth.
 Contact Persinger Law Firm for a free consultation to discuss your damages and legal options.

Understanding the Personal Injury Lawsuit Timeline: What to Expect

Many people who’ve been injured wonder the same thing: How long will my case take—and will it go to trial?
 Here’s a look at what typically happens in a personal injury lawsuit from start to finish.

Step 1: Consultation and Case Review

Your attorney reviews what happened, your injuries, and the evidence available. Most personal injury lawyers work on a contingency fee, meaning you pay nothing unless your case succeeds.

Step 2: Investigation and Pre-Filing Work

Your legal team gathers medical records, accident reports, witness statements, and expert opinions. A demand letter may be sent to the insurance company to try for an early settlement.

Step 3: Filing the Lawsuit

If no settlement is reached, your attorney files a formal complaint in court. The defendant then has a set time to respond.

Step 4: Discovery

Both sides exchange evidence through written questions, document requests, and depositions.
 This stage often takes several months—and it’s where cases are built or broken.

Step 5: Pre-Trial and Mediation

Before trial, the court may require mediation—a structured negotiation to see if the case can be resolved without going to court. Many cases settle here.

Step 6: Trial

If no settlement is reached, the case goes before a judge or jury. Both sides present evidence, witnesses, and arguments before a verdict is reached.

Step 7: Appeal (If Necessary)

If one side believes a legal error occurred, they may appeal to a higher court. This can extend the process further.

How Long Does It Take?

  • Simple cases: 6–12 months

  • Moderate cases: 1–2 years

  • Complex or catastrophic injuries: 2+ years

While this timeline can feel long, many cases resolve before trial.

Patience pays off—especially with the right advocate on your side.
 If you’ve been injured, contact Persinger Law Firm for a free consultation. We’ll walk you through every stage of the process and fight for the outcome you deserve.

How Insurance Adjusters Evaluate Your Claim — and What You Should Know

After an accident, you might assume the insurance company will simply “do what’s right.” Unfortunately, it’s rarely that simple. Insurance adjusters evaluate your claim with their company’s interests in mind—not yours. Knowing how they operate can help you protect yourself.

What Adjusters Look At

Insurance adjusters review each claim by assessing:

  • Liability: Who’s at fault, and can it be proven?

     

  • Injury severity: How serious and long-lasting are the injuries?

     

  • Causation: Did the accident directly cause your injuries?

     

  • Damages: How much do medical bills, lost income, and suffering add up to?

     

  • Risk of trial: How likely are you (and your attorney) to take the case to court?

     

Common Tactics Insurance Companies Use

  • Quick, low offers: They may try to settle before you know the full extent of your injuries.

     

  • Delays: Hoping you’ll get frustrated and accept less.

     

  • Recorded statements: Questions can be phrased in ways that hurt your claim later.

     

  • Disputing causation: Suggesting your injuries existed before the accident.

     

  • Downplaying pain: Claiming your injuries were “minor” or “temporary.”

     

How to Protect Yourself

  • Wait until you finish treatment—or know your long-term prognosis—before settling.

     

  • Keep thorough documentation of your medical care and daily impact.

     

  • Be truthful but careful with what you share.

     

  • Let your lawyer handle most communication with insurance companies.

The Bottom Line

Adjusters are professionals trained to save their company money. Having a skilled personal injury attorney on your side levels the playing field and ensures your case is valued fairly.

Before you sign or settle, talk to someone who’s on your side.
Schedule a free consultation with Persinger Law Firm to make sure you’re getting the full compensation you deserve.

Steps to Take Immediately After an Injury (Before Talking to Insurance)

When you’ve been injured, the hours and days that follow are some of the most important for protecting your health and your legal rights. What you do now can make a major difference later—especially when it comes to dealing with insurance companies.

1. Get Medical Attention Right Away

Even if you think you’re “okay,” some injuries don’t show symptoms right away. See a doctor as soon as possible, follow all medical advice, and keep copies of every record, prescription, and receipt. Prompt treatment also helps link your injuries directly to the incident—something insurance companies look closely at.

2. Document the Scene

If it’s safe to do so:

  • Take photos or videos of the scene, vehicles, or hazards.

     

  • Note weather, lighting, and location details.

     

  • Collect names and contact info for any witnesses.

     

These small steps can make a big difference when you’re proving what happened later.

3. Notify the Right People

Report the accident to the property owner, manager, employer, or local authorities—whoever is appropriate for your situation. Stick to the facts, avoid speculation, and don’t admit fault.

4. Be Cautious with Insurance Adjusters

Insurance companies may call quickly after an accident. Remember, their goal is to minimize payouts—not necessarily to help you. Don’t give a recorded statement, sign anything, or accept a settlement before speaking with an attorney.

5. Keep Track of Everything

Save all medical bills, receipts, out-of-pocket expenses, and records of time missed from work. Write down how your injuries impact your daily life—pain, sleep, mobility, or emotional wellbeing. These details help demonstrate the true value of your claim.

6. Call a Personal Injury Attorney Early

The sooner you talk with an experienced lawyer, the better. They can help preserve evidence, deal with insurers, and ensure nothing jeopardizes your potential claim.

If you’ve been injured, don’t go it alone.

Contact Persinger Law Firm for a free consultation. We’ll review your situation, protect your rights, and help you move forward with confidence.

Do I Have a Personal Injury Case? Understanding the Basics

Accidents happen fast—and when they do, it’s easy to feel unsure about what comes next. You may be asking yourself: Do I actually have a case? Understanding the basics of personal injury law can help you decide what steps to take.

What Is a Personal Injury Claim?

A personal injury claim arises when someone is hurt because of another person’s negligence or wrongful act.
Common examples include:

  • Car and truck accidents

  • Slip-and-fall injuries

  • Medical negligence

  • Dog bites

  • Defective or dangerous products

The goal of a personal injury case is to hold the responsible party accountable and recover financial compensation for your losses.

The Four Elements You Must Prove

Every successful claim includes four key parts:

  1. Duty of Care – The other party had a legal responsibility to act safely.

  2. Breach of Duty – They failed to meet that standard of care.

  3. Causation – Their actions (or inaction) directly caused your injuries.

  4. Damages – You suffered measurable harm such as medical bills, pain, or lost wages.

If one of these is missing, your claim may be difficult to pursue.

Shared Fault and Comparative Negligence

Even if you were partially responsible for the accident, you may still recover compensation under comparative fault rules. In many states, your recovery is reduced by your percentage of fault—for example, being 20% at fault means you could still receive 80% of your total damages.

Understanding how your state handles shared responsibility can make a big difference in your outcome.

Don’t Miss the Filing Deadline

Every state limits how long you have to file a personal injury claim—this is called the statute of limitations. Missing that deadline usually means losing your right to recover, no matter how strong your case may be. An attorney can make sure your claim is filed on time.

Steps to Strengthen Your Case

  • Get medical treatment and follow your doctor’s advice.

  • Keep all records, receipts, and communication.

  • Gather evidence—photos, witness names, police or incident reports.

  • Avoid giving recorded statements to insurance companies before talking to a lawyer.

Talk to an Experienced Personal Injury Attorney

Not every injury leads to a lawsuit—but if someone else’s negligence caused you harm, you deserve to understand your rights. A skilled personal injury attorney can review your situation, explain your options, and help you pursue fair compensation.

Injured and unsure what to do next?
Call Persinger Law Firm for a free, no-obligation consultation. We’ll help you understand your rights and your best next steps.

How Serious Injuries Are Handled Differently in Putnam County Personal Injury Cases

Courts in Putnam County take serious injury cases very seriously—especially when lifelong consequences are involved.

Types of Serious Injury Claims:

  • Traumatic brain injury
  • Spinal cord injury or paralysis
  • Amputation or permanent disability

Why Legal Representation Matters More:
 These cases require expert medical testimony, long-term damage estimates, and aggressive legal strategy.

Persinger & Persinger helps injury victims in Putnam County present strong claims with full documentation and expert support to ensure fair outcomes.

Note: This content is for informational purposes only and does not constitute legal advice.